Graduate School of Business Administration, KOBE UNIVERSITY

Hirofumi Uchida

Ph.D in Economics
(Osaka University)

Title

Associate Professor

Specialized Fields

The role of banks, Loan market in Japan, relationship banking, small business finance, trade credit

Fields of Interest

The role of banks, financial contract, banking in Japan, financial system architecture

Current Research

  • Ogura, Y. and Uchida, H., “Bank Consolidation and Soft Information Acquisition in Small Business Lending,” Journal of Financial Services Research, forthcoming.
  • Uchida, H., G. Udell, and W. Watanabe “Are Trade Creditors Relationship Lenders?” Japan and the World Economy, vol.25-26, pp.24-38, 2013.
  • Uchida, H., G. Udell, and N. Yamori, “Loan Officers and Relationship Lending to SMEs,” Journal of Financial Intermediation, vol. 21 (1), pp.97–122, 2012.
  • Nakagawa, R. and H. Uchida, “Herd Behaviour by Japanese Banks after the Financial Deregulation in the 1980s,” Economica, vol. 78 (312), pp. 618–636, 2011.
  • Uchida, H., “What Do Banks Evaluate When They Screen Borrowers? Soft Information, Hard Information and Collateral,” Journal of Financial Services Research, vol. 40 (1-2), pp. 29-48, 2011.
  • Fujiki, H. and H. Uchida, “Inflation Target and Debt Management of Local Government Bonds,” Japan and the World Economy, vol. 23 (3), pp. 178–189, 2011.
  • Kano, M., H. Uchida, G.F. Udell, and W. Watanabe, “Information Verifiability, Bank Organization, Bank Competition and Bank-Borrower Relationships,” Journal of Banking and Finance, vol. 35 (4), pp. 935-954, 2011.
  • Uchida, H. and G. Udell, “Banking in Japan,” in A. Berger, P. Molyneux, and J. Wilson eds., Oxford Handbook of Banking, Ch. 35, Oxford University Press, 2010.
  • Uchida, H. and M. Satake, “Market Discipline and Bank Efficiency,” Journal of International Financial Markets, Institutions and Money, vol. 19 (5), pp. 792–802, 2009.
  • Uchida, H., G.F. Udell, and N. Yamori, “How do Japanese Banks Discipline Small and Medium-Sized Borrowers?: An Investigation of the Deployment of Lending Technologies,” International Finance Review, vol. 9, pp.57-80, (Institutional Approach to Global Corporate Governance), 2008.
  • Uchida, H., G.F. Udell, and W. Watanabe, “Bank Size and Lending Relationships in Japan,” Journal of the Japanese and International Economies, vol. 22 (2), pp. 242-267, 2008.
  • Uchida, H. and R. Nakagawa, “Herd Behavior in the Japanese Loan Market: Evidence from Bank Panel Data,” Journal of Financial Intermediation, vol. 16 (4), pp. 555-583, 2007.
  • Uchida, H. and H. Fujiki, “Optimal Inflation Target under Uncertainty,” Japan and the World Economy, vol.17 (4), pp.470-479, 2005.
  • Uchida, H. and Y. Tsutsui, “Has Competition in the Japanese Banking Sector Improved?” Journal of Banking and Finance, vol.29 (2), pp.419-439, 2005.
  • Fujiki, H., H. Osano, and H. Uchida, “Optimal Contracts for Central Bankers and Public Debt Policy,” Japanese Economic Review, vol.55 (4), pp.372-400, 2004.
  • Uchida, H., “Deposit Collateral and the Role of Banks,” European Finance Review (Review of Finance), vol. 7 (3), pp.409-435, 2003.